HitPay GTM brain

HitPay provides online, in-person and cross-border payments infrastructure for growing APAC businesses.

category

Omnichannel payments infrastructure

market profile

  • text: APAC merchants need cards plus local bank transfers, QR codes and wallets across different markets.
  • text: Payment tools compete on transaction cost, payout reliability and coverage of both physical and online sales.

personas

  • title: SME owner or retail operator
    pains:
    • Separate providers for store, online checkout and QR payments add operational work.
    • Monthly fixed fees and card acceptance costs eat into small transaction margins.
  • title: Finance manager at a regional merchant
    pains:
    • Reconciling collections across payment methods and markets is time-consuming.
    • Cross-border payment conversion and payout costs are difficult to predict.
  • title: Payments or ecommerce product lead
    pains:
    • Integrating local payment methods one at a time slows market launches.
    • Checkout must support familiar local methods without adding friction.

icp

  • text: Small and growing merchants in Singapore and Southeast Asia, especially retail, food service and ecommerce businesses.
  • text: Higher-volume or multi-market businesses needing negotiated rates, regional payment methods and integrations.

message pillars

  • text: Bring channels and payment methods together.
  • text: Reduce fixed costs for merchants.
  • text: Support online and physical growth with regional payments.

objections

  • objection: Payment fees may offset the zero monthly subscription.
    response: Model a merchant's actual transaction mix and cross-border costs against its incumbent before switching.
  • objection: Migration and operational risk could interrupt sales.
    response: Use the sandbox and existing ecommerce integrations to test checkout before changing the live flow.

competitors

  • name: Stripe
    why: Offers online and in-person payment processing in Singapore.
  • name: Adyen
    why: Unified online and in-store payment processing for merchants.
  • name: 2C2P
    why: Regional gateway with Southeast Asian payment method coverage.

influencers

  • name: Aditya Haripurkar
    url: https://sg.linkedin.com/in/adityaharipurkar
    why: Co-founder and CEO discusses local payment methods and developer integration.

keywords

  • Singapore payment gateway PayNow
  • Southeast Asia QR payments
  • small business POS Singapore
  • cross border QR payment
  • payment links Singapore
  • ecommerce payment gateway APAC

voice

  • Merchant-focused
  • Direct and transparent
  • Practical

signals

  • text: A merchant is expanding into another Southeast Asian market or adding local wallet and QR acceptance.
  • text: A retailer wants to unify ecommerce and physical checkout or reduce fixed payment fees.

stack

  • Shopify
  • WooCommerce
  • Xero
  • QuickBooks
  • Zapier

pricing

model: usage
starting price: Singapore domestic online cards: 2.8% + S$0.50 per transaction

motion

hybrid

channels

  • SEO
  • LinkedIn
  • integration partners
  • self-serve website

confidence

high

Founders

  • name: Aditya Haripurkar
    title: Founder
    role: Founder
    bio: I co-founded HitPay in 2016 to fix something that shouldn't be hard for a small business: getting paid. Today HitPay is the all-in-one payments and commerce platform for 15,000+ SMEs across Southeast Asia - accept payments online, in-store and on invoices, send payouts, and run the whole business from one dashboard. We're a Y Combinator (S21) company, a MAS FinTech Award finalist, and in 2026 were named among the world's leading fintech companies by CNBC / Statista.
  • name: Nitin Muthyala
    title: Founder
    role: Founder
    bio: Nitin has a background in software engineering. He graduated from the National University of Singapore (NUS) and worked at a cybersecurity startup in Singapore before joining DBS Bank.

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